IEPFA reforms 2025 aim to streamline claim process and strengthen investor confidence

Hyderabad: The proposed IEPFA reforms 2025 underscore the Centre’s push to modernise claim settlement and improve investor services. Simplified documentation norms for low-value claims aim to boost investor confidence and reduce bureaucratic hurdles.

The new thresholds cover claims up to ₹5 lakh for physical securities, ₹15 lakh for demat securities, and dividends up to ₹10,000. These measures tackle a common pain point for retail investors: long delays in recovering small amounts due to excessive paperwork.

IEPFA reforms 2025 balance investor protection with faster service delivery

The committee that drafted the reforms included members from MCA, SEBI, ICAI, ICMAI, ICSI, FICCI, PHDCCI, CII, and RAIN. It recommended shorter timelines, lighter compliance requirements, and greater transparency in the claims process.

Observers note that the reforms not only support financial inclusion but also match the government’s larger focus on ease of living. By reducing paperwork for small investors and cooperatives, the IEPFA strengthens its role in protecting unclaimed dividends, matured deposits, and shares.